A little bit of wholesome debt is an effective thing. Wholesome debt contains excessive-yield investments like a home, a enterprise, or a university education. However it’s attainable to have an excessive amount of of a good factor. If your debt is unhealthy, similar to excessive-curiosity bank card debt and personal loans used to buy depreciating items (think holidays and automobiles), you are constructing on a very shaky basis indeed. Earlier than it cracks, that you must shore it up.
2. What kind of a buyer are you? In case you are an impulsive buyer, then you have to fastidiously have …